Loan Interest

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等额本息计算公式：〔贷款本金×月利率×（1＋月利率）＾还款月数〕÷〔（1＋月利率）＾还款月数－1〕

等额本金计算公式：每月还款金额 = （贷款本金 ÷ 还款月数）+（本金 — 已归还本金累计额）×每月利率

贷款本金：430，000
年贷款利息：5.6%
贷款周期：30年

周贷款利息：5.6%/52=0.001077
贷款周期：30×52=1560周

等额本息：[430,000 * 0.001077*(1+0.001077)^1560] / [(1+0.001077)^1560-1] =569.27
等额本金：第一周=430,000 / 1560 + 430,000 * 0.001077 = 275.64 + 463.08 = 738.72
                 第一周=430,000 / 1560 + (430,000 - 275.64) * 0.001077 = 275.64 + 463.08 = 738.72

Comments

  1. Anonymous1 January 2020 at 22:54

    I'm  here to share my testimony of what a good trusted loan company did for me. My name is Nikita Tanya, from Russian and I’m a lovely mother of 3 kids I lost my funds on trying to get a loan it was so hard for me and my children, I went online to seek for a loan assistance  all hope was lost until one faithful day when I met this friend of mine who recently secured a loan from Le_Meridian Funding Service She introduced me to this honest loan company who helped me get a loan in within 5 working days, I will forever be grateful to Mr Benjamin, for helping me get back on feet again. You can contact Mr Benjamin via email: lfdsloans@lemeridianfds.com, they do not know I’m doing this for them, but i just have to do it because a lot of people are out there who are in need of a loan assistance  please come to this company and be saved.WhatsApp:(+1 989-394-3740)

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